You may have heard about reverse mortgages and wondered what they were and how they worked. Although reverse mortgages are only available to individuals age 62 or better, those of us who are younger should understand how they work, since many of us have parents or grandparents who might be considering one to guarantee their financial future. What is a reverse mortgage? A reverse mortgage is ... read more »

Having the freedom to own rent one's own apartment is very important to many people. Renting an apartment is more than just signing a name on a lease and moving into a new place. There is a quite a lot of preparation that one should take to ensure that the process of obtaining an apartment is a smooth one. Get Your Finances Together No matter where you live or what type of apartment you... read more »

Purchasing a property through a short sale may result in you getting a good deal. A short sale is when a seller's lender is willing to accept a discounted payoff in order to release a mortgage. But it may not be as simple as you think. If you see a property that is for sale and the price seems too good to be true it's probably a short sale. Here is some advice on purchasing a property t... read more »

Most Americans seek to get rid of their mortgage and own their home outright. From the time they sign on the dotted line, taking on an extraordinary amount of debt in order to own the American dream of a home, they look forward to thirty-years down the road when they no longer have to shell out a mortgage payment. But as good as it may feel to own your home free and clear, it does not always ma... read more »

If you a currently renting but looking to own your own piece of the American dream then now is the perfect time to purchase a home….that's if your truly are ready. With prices on homes at all time lows and with the many new home buyer incentives and tax breaks owning a home can be a reality for you if it is what you truly desire. Get Your Finances Together For Home ownership First,... read more »

If you are in the process of buying a house, one of the most important things that you need to do is hire a home inspector. Even before you and the seller sign on the dotted line agreeing to a sales price, your real estate agent should be putting in a contingency clause that says the sale of the house is contingent on it getting a satisfactory inspection. When do you do a home inspection? ... read more »

If you're investing in a new home, the home will be inspected. An inspector is important because he or she will look for problems that could potentially be hidden by a rug, or paint or any number of strategies that prevent the truth from coming out. An inspector will check the house from chimney to basement -- look at the roof and the foundation, examine the plumbing, ventilation, doors, wi... read more »

It's clear that we are living in a state of economic stagnation. But that does not mean that your life has to stagnate; in fact, investing in real estate right now can help it move forward and grow financially in the future. This short guide will help you through the thought process and into the action of purchasing property. Firstly, be sure of your financial background. This is a buyer'... read more »

Are you a renter that just found out your landlord is in foreclosure? Don't panic because you have more rights than you know. Foreclosure seems to be one of the biggest issues Americans are facing in the past couple years. Unfortunately when it comes to landlords, they are not particularly straight-up when it comes to informing their tenants about foreclosure. As a renter there are certain th... read more »

1. Be Prepared. The minute you know you are holding an Open House you need to start placing the ads. Obviously, time, date and address are important items! Then gather all the information on the house and surrounding homes. Let's face it...these buyers aren't just looking at your home! How about business cards? Portfolio? We want to start introducing ourselves to these prosepective buye... read more »